Pay on Telegram
@looftapay_bot lets you pay anyone on Telegram in USDC, from a chat or a group, without opening an app. You type who and how much, check the card, and tap Confirm.
Get started
- Sign in to Loofta with the same Telegram account you use in the bot.
- Open /app/auto-pay, accept the terms and turn auto-pay on. This lets the bot pay from your wallet, within limits you set.
- Add money. In the bot, send
/fundand tap Add money. - Message the bot and pay.
What you can do
Pay one person
pay $5 to @someone or send 5$ to @someone. Both words work, and the dollar sign can go before or after the amount.
On a phone, tapping /pay in the command list sends it straight away, so the bot asks "Who do you want to pay, and how much?". Reply with @someone 5 and it carries on. The same works for /payprivately.
Pay up to 5 people in one message
Give each person their own amount: pay $5 to @someone, $10 to @another and $2 to @third. You can also write one amount for several people: pay $5 to @someone @another pays each of them $5. One Confirm tap pays everyone, and you get a link for each payment.
Pay privately
pay $5 privately to @someone or /payprivately 5 @someone. The card then lets you pick a delay (how long it can take to arrive) and a split (how many smaller parts it is sent in). The default is up to 10 minutes and a random split. You can also type them: delay 30m split 4. Private payments start at $1.
Pay from a group
Add the bot to a group. Reply to someone's message with /pay 5 to pay its author, or type /pay 5 @someone. In a group the bot only reads commands and messages that mention it, and the Confirm card is posted in the group for you alone to tap.
Someone not on Loofta yet
They get a claim link and can collect the money by signing in with their Telegram account. A $0.10 claim fee applies, and the card shows it before you confirm.
Commands
/send: send money with a few taps. Pick who (from your Telegram chats, someone you paid before, or a typed @username), keep Private on or turn it off, then tap $5, $10, $50, $100, $200 or a custom amount./payand/payprivately: pay people./balance: your balance./fund: your USDC on Solana address first. From there you can make a private deposit (a one-time address, delivered to your wallet privately) or add other crypto from another network, and the bot tells you what you will receive./withdraw: send USDC to any Solana wallet by pasting its address, or withdraw other crypto to another network. You see what you receive before you confirm. A wallet that has no USDC account yet cannot receive USDC, so the bot will say so. Bank and cash withdrawals open in the app./history: your recent payments./settings: your limits and a link to change them./help: this guide, in short.
Balance, fund, history and settings only work in a private chat with the bot.
Fees
Every fee is on the card before you confirm, with the total from your wallet.
| Fee | Amount | When |
|---|---|---|
| Loofta | 0.2% of the amount | Every payment |
| Claim fee | $0.10 | The person is not on Loofta yet |
| Private payment fee | About $0.20 plus 0.2% of the amount | Private payments only, shown as one line |
Network fees are covered by Loofta. A private payment adds the privacy network's fee, which is why it costs a little more.
Limits and safety
- Every payment waits for your Confirm tap. Only you can confirm your own card, and it expires after 5 minutes.
- You set a maximum per payment (up to $500) and a daily maximum on /app/auto-pay. They are checked on every payment, and for a multi-payment message on the total.
- The bot knows you by your Telegram account, never by a name you type, and it only pays from the wallet linked to that account.
- You can turn auto-pay off at any time. That removes the bot's permission from your wallet.
- A payment that has been sent cannot be reversed by Loofta, so check the usernames on the card.
If something does not work
- The bot says to sign in: sign in to Loofta with the Telegram account you are messaging from.
- It says to turn on auto-pay: accept the terms on /app/auto-pay.
- It says your balance is too low: the total includes fees. Use
/fund. - It says the recipient has no username: the person needs a Telegram username to be paid.
- Nothing happens in a group: start your message with
/payor mention the bot, and make sure it can post in the group.